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Chattanooga Federal Bank Fraud Lawyers

Serving Clients in Southeast Tennessee, Hamilton County and North Georgia 

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    Best and Brock - Federal Crime

    Chattanooga Federal Bank Fraud Lawyers

    Serving Clients in Southeast Tennessee, Hamilton County and North Georgia 

    Do You Need Legal Help?

      Garth Best was extremely helpful in my case. He explored and explained everything to me clearly and never stopped checking out every option. I am absolutely grateful I chose him as my attorney. Best and Brock are a great choice for representation. Thanks again.


      - Jeremy Forgey

      Matt Brock did an outstanding job with my case. Very thorough and knowledgeable attorney, highly recommended. Its very obvious through my interactions with him that he has the experience and knowledge to win in court. I will not go anywhere else. Great job, much appreciated.


      - Chris Griffin

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      See what our clients have to say about our law firm and the people who are a part of it.

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      Our Legal Team

      We understand that the legal system is not set up in favor of defendants or plaintiffs. That is why we have shaped our entire practice to be client-centered and compassionate. Our lawyers take special care to explain the court process and ensure that clients feel heard and understood.

      About Our Firm

      Our Legal Team

      We understand that the legal system is not set up in favor of defendants or plaintiffs. That is why we have shaped our entire practice to be client-centered and compassionate. Our lawyers take special care to explain the court process and ensure that clients feel heard and understood.

      About Our Firm

      Our Legal Team

      We understand that the legal system is not set up in favor of defendants or plaintiffs. That is why we have shaped our entire practice to be client-centered and compassionate. Our lawyers take special care to explain the court process and ensure that clients feel heard and understood.

      About Our Firm

      Avoid These 7 Costly Mistakes - The Tennessee Arrest Handbook

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      Learn the mistakes you should avoid to help your criminal defense case.

      Chattanooga Federal Bank Fraud Lawyers

      If you’re reading this, it’s likely because you or someone you know is facing Federal Bank Fraud charges in Tennessee. We understand the fear and uncertainty that can accompany such a situation. Best and Brock is here to provide you with experienced legal guidance and support during this challenging time. Our dedicated team of Chattanooga Federal Bank Fraud Lawyers are committed to helping you pursue the best possible outcome for your case. On this page, we will discuss the importance of hiring a knowledgeable attorney to defend against Federal Bank Fraud charges and the potential consequences of a conviction.

      Why Choose Best and Brock?

      When it comes to defending against Federal Bank Fraud charges, having the right legal representation can make all the difference. At Best and Brock, we offer free consultations to assess your case and discuss your legal options. Our experienced attorneys are well-versed in federal bank fraud laws and have a proven track record of success in defending clients in Tennessee.

      The Consequences of a Federal Bank Fraud Conviction:

      Facing Federal Bank Fraud charges is a serious matter, and the potential consequences are severe. Here are some of the penalties you may face if convicted:

      Criminal Record

      A Federal Bank Fraud conviction can lead to a permanent criminal record, which can affect your future employment, housing, and more.


      The fines associated with Federal Bank Fraud convictions can be substantial, often reaching into the tens of thousands or even millions of dollars.

      Jail Time

      Depending on the severity of the offense, you may be sentenced to prison for several years, disrupting your life and separating you from your loved ones.


      You may be required to pay restitution to the victims of the fraud, which can add to your financial burden.

      How We Can Help

      Bank fraud is a serious charge and one that requires immediate attention. In Tennessee, bank fraud may be prosecuted on the state level, but is most often considered a federal offense. This is because banks are usually protected under a government program called Federal Deposit Insurance Corporation (FDIC).

      If you are convicted of federal bank fraud, you could suffer severe penalties. Bank fraud cases can be extremely complex and require assistance from an experienced bank fraud lawyer. For award-winning criminal defense in Chattanooga, call Best & Brock.

      At Best and Brock, our Chattanooga Federal Bank Fraud Lawyers are dedicated to helping you navigate through the complex legal process and pursue the best possible outcome for your case. Here’s how we can assist you:

      Legal Experience

      Our attorneys have a deep understanding of federal bank fraud laws and the local legal system. We will use this knowledge to build a strong defense strategy tailored to your specific circumstances.


      We will thoroughly investigate the evidence against you, looking for weaknesses and inconsistencies in the prosecution’s case.


      Our legal team is skilled in negotiating with prosecutors to potentially reduce charges or seek alternative sentencing options.

      Trial Representation

      If your case goes to trial, we will provide strong representation, fighting for your rights and a favorable verdict.

      Support and Guidance

      Throughout the process, we will provide you with guidance, support, and clear communication to alleviate the stress and uncertainty that often accompanies a criminal trial.

      Facing Federal Bank Fraud charges in Chattanooga is a challenging and potentially life-altering experience. However, with the right legal representation from Best and Brock, you can increase your chances of a successful outcome. We understand the importance of defending your rights and protecting your future. Contact us for a free consultation, and let us help you navigate this difficult journey and work towards the best possible results. Don’t face these charges alone; trust our team of dedicated Chattanooga Federal Bank Fraud Lawyers to advocate for you.

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      What are the potential consequences of a federal conviction?

      Is there a possibility of negotiating a plea deal or cooperation agreement with federal prosecutors?

      How does the federal legal system differ from state court?

      What is the likelihood of going to trial?

      A felony conviction could wreak havoc on your life. If convicted, you might need to spend time away from your family in federal prison and may have to pay back any money that was allegedly taken.

      Once you serve your sentence, you might find it hard to find employment and it will be difficult to obtain a loan and get into school. These issues can significantly impact the rest of your life, which is why you need a Chattanooga bank fraud lawyer to help you avoid or reduce these types of charges.

      Federal Bank Fraud Charges

      Fraud is intentional misrepresentation or deception with the intent to benefit. Bank fraud charges may be filed against you if you are suspected of defrauding or attempting to defraud a bank or financial institution.

      Fraud is generally committed in secrecy as opposed to bank robbery, where the crime is immediately known. Fraud is a criminal act that is an attempt to obtain money from a bank or other financial institution through deception.

      Bank fraud may also occur when someone fraudulently claims to be a bank to obtain personal information and for financial gain. Bank fraud is a type of white-collar crime which is considered non-violent. Although no violence or threat of violence was used in the commission of the act, bank fraud is still one of the most serious crimes with which you can be charged.

      Types of Bank Fraud

      There are a number of different crimes that fall under the general category of federal bank fraud. Some of these include:

      Check forgery

      When someone fraudulently signs his someone else’s name to a check or writes a check that is not his own. Altering the amount of a check is also considered a form of forgery. For example, adding extra zeros to the end of a check to make it larger than intended is an act of forgery, even if the check is made out to you. Using stolen checks is another example of bank fraud. Someone may steal a check through a person’s mailbox and then open a bank account under the person’s name to make a deposit. A check fraud lawyer can help you in defending against these types of charges.

      Mortgage fraud

      Obtaining a mortgage under false pretenses is a crime. For instance, it is considered a crime to take out a mortgage knowing that you are immediately going to file bankruptcy.

      Falsifying information on loan application

      If you provide false information on a loan application, it is a crime. An example is when someone provides the incorrect income on an application in order to gain financially.

      Falsifying tax returns

      Tax return falsification includes knowingly providing incorrect income or deduction information to reduce the amount of money owed or to obtain a larger refund.

      Loan fraud

      Taking out a loan in someone else’s name is a crime. You cannot legally obtain a loan in someone else’s name, or it is considered identity theft.

      Bank impersonation

      It is against the law to impersonate a bank or other institution in order to defraud others out of their money. For example, creating a fake company or utilizing an unauthorized website might be considered bank fraud.

      Internet fraud

      The Internet may be used in order to swindle people out of money. For instance, someone may create a fake website or send false emails to people in order to obtain their personal banking information which is used to steal money.

      These types of charges are often made in conjunction with other charges. For example, credit card fraud or mail fraud might be other charges that occur as a result of one possible crime. While these charges may sometimes be prosecuted at the state level, when they occur with federal crimes, they will be charged federally.

      Let one of the bank fraud lawyers at Best & Brock in Tennessee review your situation and help you determine how to proceed.

      Penalties for Federal Bank Fraud Charges

      Federal bank fraud charges are typically classified as felonies, although in some limited situations they might be misdemeanors. Misdemeanor charges of bank fraud carry less severe sentences than felony offenses. Usually, penalties for felony bank fraud include various components such as jail time, fines, restitution, and probation.

      Jail Sentence

      How much jail time does a bank fraud conviction impose? If convicted, your conviction may include a prison sentence that you must serve in a federal facility. Jail time can vary greatly depending on the crime that was committed.

      Prison sentences generally range from 6 months to 20 years (with 30 years as the maximum), but may be outside of this variance. Many things are taken into consideration when imposing a prison sentence. In addition to the type of crime, the amount of money obtained and the exact criminal offense perpetrated are also considered.


      Fines for federal crime convictions can be high. Fines are generally based on the type of crime committed and may range from hundreds of dollars to as much as a quarter million dollars or more.

      It is important to keep in mind that a fine will be imposed for each fraud conviction. Therefore, if you have been convicted on several counts of bank fraud, you will face fines for each of them.


      The federal court may order restitution as part of the sentence in a bank fraud conviction. Restitution is money that must be paid back to the victim as a result of the crime. It is money repaid to compensate the victim for the losses incurred. Restitution is often made one of the conditions of probation.


      Probation may be granted in lieu of serving prison time in some cases. Probation may last any length of time but is often one or two years in length.

      During the probationary period, the guilty party must report to a probation officer on a regular basis and must stay out of trouble. If any additional crimes are committed, or if the person fails to follow the rules, probation may be revoked.

      Probation may include a variety of terms. Some of the most common conditions of probation include:

      • Not doing drugs
      • Submitting reports
      • Keeping away from convicted felons
      • Reporting to a probation officer

      Probation is sometimes ordered in addition to prison time. If so, the probationary period begins after the prison sentence has been served. There is a large variance in allowable sentencing in federal bank fraud cases. While the judge makes the final decision, an experienced bank fraud lawyer can play a significant role in the process.

      Your lawyer may be able to show reasons why your sentence should be reduced or lightened. If you do not have a criminal past, have a steady work history, and good standing in the community, these things may be taken into consideration during sentencing.

      Bank Fraud Investigation

      Bank fraud investigations typically begin with an internal investigation by the bank or financial institution. Once it has been determined that a crime has been committed, the bank provides information to the police and the U.S. government.

      The U.S. Secret Service is the governmental agency that is responsible for the investigations into acts that threaten the safety of U.S. banking systems. They have teams in place to investigate and gather evidence in bank fraud cases.

      The U.S. Secret Service investigates many types of bank fraud cases, including:

      • Counterfeiting
      • Check fraud
      • Direct deposit fraud
      • Check forgery
      • Identity theft
      • Automatic payment systems fraud

      Investigations can be lengthy and complex. Your documents and computer may need to be turned over for review. A forensic accountant along with other professionals may be utilized as part of the investigation process.

      Additionally, witnesses may be deposed to make statements regarding what they know about the crime. Your bank fraud lawyer will review the evidence and provide professionals to evaluate the documents and information. These professionals may be called upon to testify for your defense if the case goes to trial.

      Defending Against Federal Bank Fraud Charges

      It is best not to speak with law enforcement until you discuss the matter with a Chattanooga bank fraud lawyer. Your lawyer should be present when you are questioned so as to ensure your rights are not violated. Having an experienced bank fraud lawyer during your questioning will prevent you from saying anything that could prove difficult for your defense later.

      If a warrant is issued for your arrest, you must make arrangements to turn yourself over to the authorities. You can do so with help from your bank fraud lawyer.

      Do not destroy anything that may be perceived or classified as evidence against you as it may leading to additional charges. Instead, consult with your lawyer as soon as possible to determine what is harmful to your defense and what should be the next step.

      If you have been arrested, an attorney can advocate for a reduction of charges and a lowered amount of bail, which will allow you to remain out of jail while the case is progressing.

      Plea Deals

      After your initial consultation, your check fraud lawyer will immediately begin preparing your defense and working to resolve your case. Some of these types of cases are resolved through plea deals. A plea deal allows you to plead guilty to lesser charges in exchange for something, usually information.

      If several people were arrested on charges of the same crime, all will face the same charges. Sometimes it might be beneficial to provide details to law enforcement in order to receive a lighter sentence. An experienced lawyer can help you determine what information may be useful to authorities and what could be damaging to your defense.


      If negotiation does not result in a plea deal, your case will proceed to trial. Your lawyer will prepare your defense and gather the necessary documentation and information for trial.

      Keep in mind that a plea arrangement may occur at any time up until the case is completely resolved. Your lawyer will help you decide whether it is in your best interest to accept a plea arrangement or take the case to trial.

      Avoid These Common Mistakes When Arrested for Federal Bank Fraud in Tennessee

      Being arrested for Federal Bank Fraud in Tennessee is a serious matter that requires careful handling. The decisions you make during this challenging time can have a significant impact on the outcome of your case. To help you navigate the legal process effectively, Best and Brock is here to provide guidance and support. In this section, we will discuss some common mistakes to avoid if you’re arrested for Federal Bank Fraud in Tennessee and how our experienced team can assist you.

      Talking to Law Enforcement Without Legal Representation

      One of the most critical mistakes to avoid is speaking to law enforcement without consulting an attorney. Anything you say can be used against you in court, so it’s essential to have an attorney present during any questioning. At Best and Brock, we will ensure your rights are protected and help you navigate interactions with law enforcement effectively.

      Delaying Legal Representation

      Delaying the hiring of an attorney can be detrimental to your case. Early intervention is crucial to building a strong defense. Our Chattanooga Federal Bank Fraud Lawyers are experienced in handling these cases and can start working on your defense immediately. The sooner you seek legal counsel, the better your chances of a successful outcome.

      Failing to Understand the Charges

      Federal Bank Fraud charges can be complex, and it’s crucial to have a clear understanding of the charges against you. Our team will thoroughly explain the charges you’re facing and provide you with experienced advice on how to approach your defense. We will ensure you’re well-informed every step of the way.

      Providing Incomplete or Inaccurate Information

      When dealing with a Federal Bank Fraud case, it’s essential to be truthful and provide complete information to your attorney. Holding back information or providing inaccurate details can hinder your defense. At Best and Brock, we maintain open and honest communication with our clients, ensuring we have all the facts to build a robust defense strategy.

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      Chattanooga Federal Bank Fraud Client Story

      This client story is for educational purposes only

      In the midst of what seemed like an insurmountable storm, Bryan found himself caught in a whirlwind of accusations, his name smeared with allegations of Federal Bank Fraud. Fear and uncertainty clouded his every waking moment, his future hanging in the balance. Staring at the cold, indifferent walls of the interrogation room, he couldn’t help but feel the weight of despair pressing down on his shoulders.

      Just when Bryan thought all hope was lost, a ray of light broke through the darkness. That light came in the form of Matt Brock, a seasoned lawyer from Best and Brock. With his reassuring presence and unwavering dedication, Matt stood by Bryan’s side, offering not only legal skill but also a compassionate understanding of the turmoil that engulfed him.

      As they delved into the intricate details of Bryan’s case, Matt’s calm demeanor and meticulous approach instilled a newfound sense of hope within Bryan. He began to see glimmers of a path forward, a way to fight back against the tide of accusations that threatened to consume him.

      Through countless hours of meticulous preparation, Matt meticulously unraveled the complexities of the case, meticulously dissecting the evidence and crafting a compelling defense that shone a light on Bryan’s innocence. With unwavering determination, he navigated the labyrinth of legal proceedings, leaving no stone unturned in his quest for justice.

      The trial itself was a grueling ordeal, each moment fraught with tension and uncertainty. Yet, throughout the trial, Matt remained a pillar of strength, guiding Bryan through the tumultuous waters with a steady hand and unyielding resolve. His strategic brilliance and unwavering dedication to Bryan’s cause were a beacon of hope in the darkness.

      In the end, against all odds, the truth prevailed. Bryan was found not guilty of the Federal Bank Fraud charges that had threatened to dismantle his life. As he walked out of the courtroom, a sense of profound gratitude washed over him, directed not only at the justice system but also at Matt Brock and Best and Brock. Their unwavering support and experienced guidance had not only saved his future but had also restored his faith in the power of justice and the human spirit. For anyone facing a similar battle, Bryan knew that Best and Brock, led by the extraordinary Matt Brock, was the ally they needed in their corner.

      Frequently Asked Questions (FAQ) – Federal Bank Fraud

      If you or someone you know has been recently arrested for Federal Bank Fraud in Tennessee, you likely have many questions and concerns about the legal process, potential consequences, and your defense. Here are some common questions you might have, along with informative answers to help you better understand your situation:

      Federal Bank Fraud refers to schemes or activities that involve attempting to defraud a financial institution, such as a bank, credit union, or mortgage lender. It is a federal offense and is prosecuted under federal law. It is distinct from other types of fraud charges due to the involvement of a federally insured financial institution.

      The penalties for Federal Bank Fraud convictions can be severe and may include fines, imprisonment, restitution to victims, and the creation of a criminal record. The specific consequences depend on the severity of the offense and other factors. Our Chattanooga Federal Bank Fraud Lawyers can provide guidance on your case’s potential penalties.

      An experienced attorney can be a valuable asset when facing Federal Bank Fraud charges. They can provide legal experience, investigate your case, negotiate with prosecutors, represent you in court, and offer guidance on the best defense strategy. Our team at Best and Brock is dedicated to protecting your rights and helping you achieve the best possible outcome.

      It is generally advisable not to speak to law enforcement without an attorney present. Anything you say can be used against you in court. To protect your rights and ensure you don’t inadvertently incriminate yourself, it’s best to have legal representation during any questioning.

      If you cannot afford an attorney, you have the right to court-appointed counsel. In some cases, the court will provide a public defender to represent you. However, it’s essential to consult with an experienced attorney to explore your options and understand the process fully.

      Negotiating a plea deal, which may involve reduced charges or sentencing, is possible in many Federal Bank Fraud cases. An attorney can help facilitate these negotiations, ensuring the terms are favorable to you. The feasibility of a plea deal will depend on the specifics of your case.

      The duration of a Federal Bank Fraud case can vary depending on factors such as the complexity of the case, court schedules, and negotiation processes. It is challenging to predict an exact timeline, but your attorney will keep you informed about the progress of your case.

      While it is challenging to guarantee the avoidance of a criminal record, an experienced attorney can work to minimize the impact of a conviction on your record. Outcomes may vary depending on the specifics of your case and your legal defense strategy.

      If you or someone you know has recently been arrested for Federal Bank Fraud in Tennessee, remember that you are not alone in this challenging journey. Best and Brock is here to stand by your side, providing the support, guidance, and legal experience you need to navigate through this difficult time.

      We understand the fear and uncertainty that comes with facing Federal Bank Fraud charges, and we are committed to helping you achieve the best possible outcome for your case. Our dedicated team of experienced Chattanooga Federal Bank Fraud Lawyers are just a phone call away, ready to provide you with a free consultation to assess your situation and discuss your legal options.

      At Best and Brock, we pride ourselves on our unwavering commitment to our clients. We will work tirelessly to build a strong defense, investigate your case thoroughly, and provide you with experienced guidance every step of the way. Our goal is to ensure your rights are protected and to help you move forward with confidence.

      Facing Federal Bank Fraud charges is a challenging and complex process, but you don’t have to face it alone. Contact Best and Brock today and let our team of Chattanooga Federal Bank Fraud Lawyers help you pursue the best possible outcome for your case. We are here to guide you through this journey and ensure that your voice is heard in the legal system. Your future is worth fighting for, and we are here to stand with you, no matter the challenges you may face.

      Client Reviews

      The team of people who work for this firm are some of the most professional and personable individuals I have ever known. You can trust their knowledge and expertise. They are absolutely a five star organization.

      Marshall Guill

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